Monthly Archives: December 2018

When applying for a loan or line of credit, your lender will need to access your credit history and credit score from one or more credit reporting bureaus (e.g., Experian, Equifax, and Transunion). These credit bureaus are responsible for tracking…

Buying a home is a major expense and it often requires that buyers borrow money in the form of a mortgage. Mortgages, however, usually require a down payment that you will pay upfront as a condition to receive the loan.…