CitiSky Home Loans began as an endeavor to provide better resources and more varied mortgage programs to hard working people that simply did not meet the criteria of an ideal borrower. The reality is that not everyone has a high FICO score, a large down payment, and a high grossing income, but these standards for home borrowing are not what should be keeping anyone from owning a home.

Since our inception we have helped people from all walks of life and financial backgrounds. From self employed borrowers, who are unable to provide pay stubs, W2s or tax returns; to those with less than stellar credit and no SS#. We achieve this by passionately believing that everyone deserves a chance at home ownership and we work relentlessly to ensure that we do everything we can to help you along the way. If you’re not ready now, we take the time to make sure you have enough information at your disposal, so that you can be ready in the future.